| Savings Accounts |
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At ACFCU, we can make savings as painless
as possible with a variety of savings plans:
This is how each plan works: Regular Share Account -- Minimum balance is $5.00, and this may be a joint account. The dividends are calculated on a daily balance, compounded quarterly and paid quarterly. You must have a balance of $100.00 to earn dividends, Statements are mailed quarterly. Christmas Club -- There is no minimum balance. Use this account and you'll give yourself the first gift of the holiday season...cash! The account earns dividends. Certificate Accounts -- 1 year certificates are available. The minimum balance is $500. Dividends are compounded on a daily basis and credited quarterly. Early redemption will result in the loss of 90 days of dividends. A Hidden "Dividend" As a member your account earns Life Savings
Insurance for you at no direct cost. Provided you are insurable,
the balance in your regular share account up to $2,000 earns life insurance
coverage. Benefits are based on your share balance and your age at
death.
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