And, an Augusta County Federal Credit Union loan may actually cost you less.  In most cases, our rate of interest is lower than other institutions.  Our interest rate is calculated on the unpaid balance, so you could pay substantially less interest if you pay it back before the maturity date.

There are no hidden charges or penalties for early pay-offs.  And we'll even help set up a comfortable repayment plan using payroll deduction where possible.

Qualified borrowers may be approved up to $6,000.00 on personal loans and up to $50,000.00 on vehicle loans.

Loan Protection Insurance is provided by the credit union.  Loans are insured in full up to $15,000 if death occurs before the age 70.  Most other lending institutions charge credit life insurance premiums on the balance of your original loan.

CREDIT DISABILITY

Credit Disability coverage is offered by the Credit Union.  This is a group insurance policy designed to make a members monthly payments to the Credit Union if the member is totally and continuously disabled by a sickness or accident.  The premiums for coverage are paid by the member and added to the monthly loan payment

See your credit union first when you need cash.  We make borrowing easy.

GAP INSURANCE

There could be a big difference between what your insurance will pay and what you owe on your loan if your auto is totaled. GAP is a low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle, plus gives you $1000.00 towards the purchase of a vehicle if financed with the Credit Union.  Check with your Credit Union for more information on this product.